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#bankruptcy-and-insolvency
Asked: 24 days ago


Samuel Michaels

Founder & Lawyer, SM Legal


It is not illegal to record someone speaking to you. However, it is illegal to record a conversation between two or more individuals if you don't have the consent of at least one of the individuals to be recorded.


Answered: 24 days ago
#bankruptcy-and-insolvency
Asked: a month ago


Samuel Michaels

Founder & Lawyer, SM Legal


In general, a debt held by one individual will not be inherited by the next of kin.


Answered: a month ago
#bankruptcy-and-insolvency#british-columbia
Asked: 2 months ago

Can the collections' record be removed from my credit history?

Back in 2013, I had a penalty due to a traffic violation, while temporarily residing in Italy. Since then, we changed residence two times, and were never made aware of any traffic violation incident. Since then, penalty… (Read more)


Samuel Michaels

Founder & Lawyer, SM Legal


It might be possible to resolve your situation, with the following steps:


First, it's definitely recommended to pay the fine as originally charged


Next, you will likely require to deal with the the Italian authority, collections company, and the credit bureau, that was involved in your case.


The outcome will, of course, depend on your unique circumstances.


If you would like to consult a tax lawyer, I can suggest utilizing the British Columbia lawyer referral service.


Hope this helps!


Answered: 2 months ago
#bankruptcy-and-insolvency#ontario
Asked: 2 months ago


Samuel Michaels

Founder & Lawyer, SM Legal


In this situation, you will likely need to correspond with the creditor directly to have your name removed. If you co-signed as a guarantor, you may be unable to void your obligation.


Answered: 2 months ago